My husband and I both have odd life insurance policies. They are considered term policies because they do expire, but as long as we don’t die, we get all our premiums back at the end. It was a new type of product they were offering. Since we are young (25) we thought it was a good idea because basically when we turn 45 we get all that money back to do with as we please.
Anyways, what if AIG can’t pay us back in 20 years…?

I would like to start my own physical therapy company but need the steps to properly bill insurance companies for my services

I’m going to try and send it in and see if they can fix it. But i don’t know if they require me to have insurance. Anyways there asking me for the model number and I’m having a hard time finding it.

I bought 3 policies, one in 1955, one in 1957, one in 1968 for my children. Said policies to pay 800 dollars for each child on their 18 birthday.
My copies of the policies burned in a fire. My children are 51, 49, and 38. To date they have received nothing. the insurance company denies ever having sold me the policies. Has anyone else had this problem and what did you do to resolve this. One of the agents who collected the money each month is still living, but I have not found his new address yet?

We are opening an adult residential day care business in our home and cannot find business liability insurance to cover it. We are in Nevada and are licensed to care for 6 adults (seniors) during the day …. Does anybody have any ideas WHO we can contact??????? Thanks.

I’ve been on narcotics for few years through pain management but want to get off the pain meds for awhile and clean myself out so I can try other pain control methods….my insurance will pay for addiction treatment but how does that work? Will I be labeled an addict through insurance company and never be able to get any pain meds again if other forms of pain control do not work? Should I do the out patient treatment and pay for it myself to avoid issues? If I go through insurance do they inform the pharmacy and then they label me too? The meds I have been on work awesome, the last 2-3 yrs my quality of life has been 75% better but I just want to take a break from the narcotics and try other methods if I can but do not want to chance not being able to get back on the old meds if I had to.
How does the insurance work in respect to addiction treatment? I am not an addict in the full meaning of the word… my body is dependent on them & I’ll get sick if stopped abruptly but addicted? No!

will it also have an effect on the price of my insurance?
thanks.

With Gobal Warming and all! Do you think it’s important that I have Earthquake Insurance on my house? Crazy things have been happening and I just want to know I’m covered if a Massive Earthquake HIT California and damaged my house. I’d like to know HOW many Homeowners living in California have Earthquake coverage and what you would pay? I just got a quote that seems pretty good. $184.00 a year for coverage. Sounds pretty good huh? That’s only about $15.33 dollars a month. Let me know what you think.
My house isn’t worth 1 million dollars. You aren’t dealing with a Millionaire. I wish I had millions in the BANK. That would be the LIFE. I wanted to get my house covered in CASE; just in case. You never know!

Will we all have to weigh in at the end of the week to assure that we haven’t violated the Government guidelines handed out with each individual customized policy that is adopted for each subject in his Kingdom?(I am worried that I won’t be able to eat my 3 triple Chocolate Klondike bars every night before bed.L.o.L.)YUmmy Yummy!
FYI- I am not overweight,and pay cash for any doctor visits I have.